Specialized Vacant Home Insurance
Protect your unoccupied property with coverage designed for homes left vacant during renovations, between tenants, or seasonal periods. Don't leave your investment unprotected.
Comprehensive Vacant Home Protection
Specialized coverage addressing the unique risks faced by unoccupied properties.
Property Damage
Protection against fire, windstorm, hail, and other perils that can damage your vacant property's structure and contents.
Vandalism & Theft
Coverage for malicious damage, break-ins, and theft of building materials or fixtures during the vacant period.
Liability Protection
Covers legal costs if someone is injured on your vacant property or if damage occurs to neighboring properties.
Regular Inspections
Most policies require regular property checks. We help you understand inspection requirements to maintain coverage.
Water Damage Coverage
Protection against burst pipes, roof leaks, and water damage - common issues in unoccupied properties during winter.
Flexible Terms
Short-term or long-term vacant home coverage options to match your specific situation and timeline.
Why Vacant Home Insurance is Essential
Standard home insurance often doesn't cover vacant properties. Specialized coverage protects your investment.
When You Need Vacant Home Insurance
Vacant home insurance is critical during periods when your property is unoccupied and at higher risk.
- Between selling and purchasing a new home
- During major renovations or construction
- Between tenants in rental properties
- Seasonal vacation homes left empty for months
Expert Vacant Home Specialists
Our team understands the complexities of insuring vacant properties and guides you through the process.
- Help with inspection schedule requirements
- Guidance on maintaining coverage eligibility
- Competitive rates from specialized insurers
Our Trusted Insurance Partners
We partner with insurers who specialize in vacant and unoccupied property coverage.
Don't Leave Your Property Unprotected
Get a specialized vacant home insurance quote and protect your investment during unoccupied periods.