Business Insurance in Ontario
From small businesses to growing enterprises -- we help protect your company, your employees, and your livelihood. We work with 10+ commercial insurers to find the right coverage for your industry.
Have Ready for Your Quote:
- Business name and type of operation
- Business address(es)
- Number of employees
- Annual revenue estimate
- Description of services or products
- Current policy (if switching)
- Any prior claims history
For general guidance only. Business insurance requirements vary by industry, size, and operations. Contact your broker for a tailored recommendation.
Essential Business Coverage
Covers third-party bodily injury, property damage, and personal injury claims arising from your business operations. Required by most contracts and landlords.
Protects your business property -- buildings, equipment, inventory, furniture, and tools against fire, theft, vandalism, and other covered perils.
Protects against claims of professional negligence, errors, and omissions in the services you provide to clients.
Covers lost income and ongoing expenses (rent, payroll, utilities) when operations are suspended due to a covered event like fire or storm.
Coverage for data breaches, ransomware, cyber attacks, and third-party claims from compromised customer data.
Extra liability coverage that kicks in when your underlying policy limits are exhausted. Essential for larger operations.
Coverage for business-owned vehicles -- cars, vans, trucks. Includes liability, collision, and comprehensive.
Protects company directors and officers from personal liability for decisions made in their corporate capacity.
Industries We Serve
Operating without proper insurance puts your personal assets at risk.
Without adequate business insurance, a single lawsuit, fire, or data breach could bankrupt your business and potentially expose your personal assets. Many contracts, leases, and permits require proof of insurance before you can operate. Talk to a broker to make sure you have the right coverage for your situation.
Common Questions
Get Your Business Quote
We compare commercial insurers to find the right coverage for your business.
Specialized Coverage
Did You Know?
Commercial insurance policies have a 3% service fee for monthly payments.
Pay your policy in full to avoid financing charges and save on your overall costs.
Why Use a Broker?
- We work for you, not the insurance company
- Access to commercial markets you can't reach directly
- Help with certificates of insurance (COIs)
- Annual policy reviews as your business grows
- Claims advocacy when you need it
Trusted Insurance Partners
ProtectYourBusinessToday
Get a free commercial insurance quote tailored to your industry and operations.