Secondary Home & Cottage Insurance

Protect your vacation home, cottage, or seasonal property with specialized coverage designed for properties that aren't your primary residence.

Tailored Coverage Options

Comprehensive protection designed specifically for secondary homes, cottages, and vacation properties.

Covers damage to your secondary home from fire, severe weather, vandalism, and other covered perils, even when you're not there.

Protection against seasonal risks like frozen pipes, ice dams, and snow load damage common to properties occupied part-time.

Enhanced coverage for properties that sit vacant for extended periods, addressing increased risk of theft, vandalism, and weather damage.

Protects you if someone is injured on your property or if you accidentally damage neighboring properties, covering legal and medical costs.

Covers furniture, appliances, electronics, and personal belongings at your secondary home against theft, fire, and other covered losses.

Pays for temporary accommodation if your secondary home becomes uninhabitable due to a covered loss while you're staying there.

Specialized coverage and expert guidance for vacation homes and seasonal properties across Canada.

Secondary homes face unique risks compared to primary residences. We provide specialized coverage that addresses these specific challenges.

Our insurance specialists understand the nuances of insuring cottages and vacation homes, ensuring comprehensive protection.

We work with Canada's leading insurance providers to bring you the best secondary home coverage options.

Get a personalized secondary home and cottage insurance quote in minutes and secure your property today.