Premium High Value Home Insurance
Exceptional coverage for luxury homes valued over $1,000,000. Comprehensive protection with no maximum building limit, guaranteed replacement cost, and personalized service for high net worth clients.
Elite Coverage Features
Comprehensive protection designed exclusively for luxury properties and high net worth homeowners.
Guaranteed Replacement Cost
Limited guaranteed replacement cost ensures your home is rebuilt to original quality regardless of construction cost increases.
All Risk Coverage
Comprehensive protection covering all perils unless specifically excluded, providing superior coverage for your luxury home.
Personal Articles Coverage
Enhanced protection for fine art, jewelry, antiques, and collectibles with worldwide coverage and agreed value settlements.
Premium Liability Protection
Up to $5,000,000 personal liability coverage protecting your assets from substantial claims and legal costs.
Seasonal & Secondary Homes
Stand-alone coverage available for seasonal dwellings, vacation homes, and secondary residences without restrictions.
Dedicated Claims Service
Priority claims handling with specialized adjusters experienced in high-value property losses and restoration.
High Net Worth Program Features
Exclusive benefits and coverage enhancements for luxury properties and discerning homeowners.
Coverage Highlights
Comprehensive protection tailored specifically for homes valued over $1,000,000 with no maximum building limit.
- Minimum $1M dwelling value to qualify
- No maximum building limit - unlimited coverage
- Limited guaranteed replacement cost protection
- Stand-alone seasonal dwelling coverage available
Available Extras & Enhancements
Optional coverages to fully customize your protection for your unique property and possessions.
- Overland water coverage for eligible zones
- Earthquake protection for eligible zones
- Mechanical breakdown coverage
- Service line coverage up to $25,000
- Personal articles floater available
Our Trusted Insurance Partners
We partner with Canada's premier insurers specializing in high net worth and luxury property coverage.
Experience Premium Protection for Your Luxury Home
Get a personalized high value home insurance quote and discover comprehensive coverage with no maximum building limit.