Commercial Auto Insurance
Protect your business vehicles with comprehensive commercial auto insurance. Coverage for contractors, delivery services, and any business that relies on vehicles for operations.
Comprehensive Coverage Options
Tailored protection for your business vehicles with flexible coverage options to meet your needs.
Third-Party Liability
Mandatory coverage protecting you against lawsuits for property damage or injury in at-fault accidents. Minimum $200,000, recommended $2 million.
Collision Coverage
Covers repair costs if your commercial vehicle is damaged in a collision with another vehicle or object, keeping your business running.
Comprehensive Coverage
Protection against theft, vandalism, fire, hail, windstorms, and other non-collision damages to your business vehicles.
Accident Benefits
Covers medical treatment, rehabilitation, lost income, and attendant care for you and your employees beyond government health plans.
Equipment & Tools Coverage
Specialized protection for expensive tools and equipment you transport in your commercial vehicles for business operations.
Replacement Vehicle
Coverage for rental vehicles while your commercial vehicle is being repaired, ensuring minimal disruption to your business.
Who Needs Commercial Auto Insurance?
If your business relies on vehicles for operations, commercial auto insurance is essential to protect your bottom line.
Vehicle Ownership & Operation
- Vehicles registered under your business name require commercial coverage
- Full-time employees using company vehicles must be listed as drivers
- Fleet policies cover multiple vehicles with blanket endorsement
Business Activities Requiring Coverage
- Transporting goods, materials, or merchandise
- Carrying equipment or tools to job sites
- Transporting customers or clients as part of business operations
Types of Vehicles Covered
- Pick-up trucks and work vans
- Delivery vehicles and cargo vans
- Dump trucks, road tractors, and trailers
- Vehicles designed for construction, maintenance, or industrial use
Common Business Types
- Contractors and construction companies
- Delivery and courier services
- Landscaping and property maintenance
- Restaurant delivery and catering services
Our Trusted Insurance Partners
We work with Canada's leading insurance providers to bring you the best commercial auto coverage options.
Ready to Protect Your Business Vehicles?
Get a personalized commercial auto insurance quote in minutes and keep your business moving forward.