Travel Insurance for Canadians
Whether you're a snowbird heading south, a student studying abroad, or planning your dream vacation -- protect yourself from unexpected medical expenses, trip cancellations, and travel disruptions. We partner with Canada's leading travel insurers.
Before You Buy Travel Insurance:
- Know your trip dates and destination(s)
- List any pre-existing medical conditions
- Check if your credit card offers any travel coverage
- Know the trip cost for cancellation coverage
- Check your provincial health coverage for out-of-country limits
- Disclose ALL medical conditions -- non-disclosure can void your policy
For general guidance only. Travel insurance products, coverage, and exclusions vary by provider. Always read your policy documents carefully.
What Travel Insurance Covers
Hospital stays, doctor visits, prescriptions, ambulance, and emergency medical evacuation while abroad.
Reimbursement for non-refundable trip costs if you cancel due to illness, injury, or family emergency.
Coverage for lost, stolen, or damaged luggage, plus reimbursement for essentials if bags are delayed.
Additional accommodation, meals, and transportation if your trip is delayed due to weather or mechanical issues.
Many providers offer coverage for stable pre-existing conditions with proper medical declaration. Always disclose.
Round-the-clock access to emergency help, medical referrals, travel arrangements, and emergency cash transfers.
Our Travel Insurance Partners
Blue Cross
Comprehensive travel insurance with extensive medical coverage and 24/7 emergency assistance for travelers of all ages.
Get a Quote from Blue Cross
Manulife
Tailored travel insurance plans for snowbirds, seniors, students, and visitors to Canada with flexible coverage options.
Get a Quote from Manulife
TuGo
Protection against medical emergencies, trip delays, theft, and last-minute plan changes with comprehensive coverage.
Get a Quote from TuGo
Exodus
Straightforward medical declarations and covers pre-existing conditions from day one. Simple and transparent.
Get a Quote from ExodusOHIP covers very little outside of Canada.
Ontario Health Insurance Plan (OHIP) provides minimal coverage for out-of-country medical expenses. A single hospital visit in the US can cost tens of thousands of dollars. Even a short trip across the border without travel insurance puts you at serious financial risk. Always purchase travel insurance before leaving Canada.
Common Questions
Who Needs Travel Insurance
- Snowbirds heading south
- Vacation travellers
- Students studying abroad
- Business travellers
- Visitors to Canada / Super Visa
- Cruise travellers
- Adventure / sports travellers
Why Use a Broker?
- We compare plans from multiple providers
- Help navigate pre-existing condition requirements
- Find the best coverage for your budget
- Assist with claims if something goes wrong
- No cost to use a broker for travel insurance
TravelwithPeaceofMind
Get a free travel insurance quote before your next trip. We partner with Canada's top travel insurers.